GIS/Galvez Insurance Services, Inc.

You don't need to live near water to experience a flood. Often they are caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems. But many homeowners policies don't cover flood damage.

Flood insurance provides coverage for damage to your property caused by flooding, such as structural or mechanical damage, flood debris cleanup, and tile or carpet replacement. Additional coverage for your personal property is also available.